WE ALSO HAVE OFFICES IN SOUTH FLORIDA - SERVING PALM BEACH COUNTY, BROWARD COUNTY AND MIAMI DADE COUNTY.
NATIONAL ADJUSTERS, INC. TOP RATED (A+) Florida Insurance Appraisers
Appraisal is a Policy Provision found in the Loss Settlement section. It is an Alternate Dispute Resolution, which can resolve disagreement when the Carrier and Policyholder do not agree on the amount of loss. It is an alternative to a lawsuit. Appraisal does not address coverage issues, but can include or exclude items based on causation depending on the state.
Appraisal vs Lawsuit
Appraisal |
Lawsuit |
|---|---|
Quick - Expedient |
Lower - Protracted |
Relatively less costly |
Generally costs more |
May be less adversarial |
More adversarial |
No appellate potential |
Appeal is possible |
Must pay fees/costs |
Rarely recover fees/costs |
No firm procedure |
Strict procedures |
Sometimes there is a disagreement over the insurance company's valuation of an insurance claim. Policyholders often think the only way to settle the dispute is to hire a lawyer. Fortunately, this is not the case. National Adjusters can be hired at act as your "Appraiser" for Appraisal, which is a method of Alternative Dispute Resolution often found in many homeowner and commercial insurance policies.
The language will often, but not always, state that appraisal is mandatory when properly demanded by the insurer or insured. It is important to have a qualified Appraiser review your policy to determine your options.
When properly executed, appraisal is binding on the parties as to the amount of loss only. Appraisal does not determine coverage. If not properly invoked, employed, and/or carried out the process may not be binding, so it is important to select a qualified appraiser and umpire.
Appraisal. If you and we fail to agree on the actual cash value, amount of loss, or cost of repair or replacement, either can make a written demand for appraisal. Each will then select a competent, independent, appraiser and notify the other of the appraiser's identity within 20 days of receipt of the written demand. The two appraisers will choose an umpire. If they cannot agree upon an umpire within 15 days, you or we may request that the choice be made by a judge of a district court of a judicial district where the loss occurred. The two appraisers will then set the amount of loss, stating separately the actual cash value and loss to each item.
Contact National Adjusters to act as your appraiser. Once hired National Adjusters Insurance Appraiser will invoke the Appraisal clause/provision, the insured's appraiser and the insurance carrier's appraiser will estimate the damage and try to come to an agreement on the amount of loss.
If the appraisers fail to agree, they will submit their differences to the umpire. An itemized decision agreed to by two of these three will set the amount of loss. Such award shall be binding
Each party will pay its own appraiser and bear the other expenses of the appraisal and umpire equally
My friend referred me to hire a National Adjusters, and I have to say I was a bit skeptical as I have been misled by others promising results and always coming up short. National Adjuster, has proven themselves to me and five of my personal friends and family, he has gone the distance and stayed persistent in achieving some amazing results when we felt completely frustrated dealing with all the insurance company delay tactics, attempts to low ball our insurance claim and poor claims handling practices. I have invited several of National Adjusters Insurance Appraisers to my family functions as I feel everyone should have someone like them close by when disasters happen.
I have nothing but praise for National Adjusters! They came in with a crew of engineers, roofing consultants, and inspectors, did a ton of detailed paperwork and many supplemental reports, dealt with our insurance company apprasier, and within a short time National Adjusters came through with over $1 million dollars of additional insurance money in appraisal. You kept us informed along the way, and you were there for us. Thank goodness for National Adjusters, Inc.
I am an insurance agent myself and have been for over 30 years. My wife and I have owned many homes and several apartment complexes. We filed our first claim in eight years and after waiting for 3 months for an adjuster and another two months for an engineer they sent, my insurance company said my claim was under my $1,000 deductible. It was then that I got extremely upset and called National Adjusters to assist with Appraisal. Within 30 days they inspected the damage, met with the insurance company and thenI received a check from my insurance company forway more then the insurance company offered. They were extremely polite, efficient, and obtained excellent results. I would recommend National Adjusters, Inc. to anyone with an insurance claim dispute in these difficult times. I no longer work in the insurance industry because insurance companies have grown difficult to deal with and the customer service is no longer there. That is why anyone with an insurance dispute needs an Insurance Appraiser to act on their behalf and eliminate the stress!
I am a senior risk manager at a large manufacturing firm who recently used National Adjusters, Inc service to assist us with our insurance company dispute. I just had to write and let you know how satisfied I am with the results your organization was able to achieve! The business interruption calculations allowed us to get additional coverage and payment that the insurance company adjuster denied, the machinery replacement costs were finally paid per your expert evaluations a 400% increase, not to mention the fact that your team was able to successfully reduce the amount of depreciation the insurance company was attempting to apply. I honestly thought I could handle this insurance process myself; BOY was I wrong and at the same time grateful for the assistance National Adjusters was able to provide. You truly made me look like a hero to my superiors. I am so glad that I took a chance on you!
When you hire National Adjusters, Inc. as your Insurance Appraiser you are hiring a veteran firm that is well respected. We have the reputation as being the top Insurance Appraisers in Florida. National Adjusters knows the claims process inside and out and the great settlements results we obtain are a direct result.
"With the decades of experience and vast insurance knowledge as an Insurance Appraiser, National Adjusters are able to make sure you receive the best possible insurance claim settlement" - President of National Adjusters: Bryan E. Thomas
