OK, so you’ve made the decision to hire a Florida Insurance Appraiser. Most likely, if you’ve experienced major damage (like fire or smoke damage) or been caught up in extensive damage from a windstorm, then you probably searched out several Insurance Appraisers. Like any business, all appraisers are not created equal. They have different experience levels, handle different types of claims and have various levels of experience with different insurance carriers. Screening for appraisers that have experience handling your type of claim dispute and most importantly that you are comfortable turning your claim dispute over to should not be taken lightly. Always remember that you are the client and do not be intimidated by high pressure tactics or industry lingo. If you’re uncomfortable with someone, there is probably a good reason for it. So it’s just as important to trust your intuition.
Make sure your insurance appraiser is experienced in his field and they have been appraising claims for over a decade (We have been appraising claims for 2 decades).
Make sure the insurance appraiser has the necessary experience with the type of claim dispute you have. Contractors or restoration companies posing as Insurance Appraisers who tell you they can adjust your claim dispute with your insurance company should be avoided at all costs. Just as a contractor cannot adjust your claim, a insurance appraiser cannot have a financial interest in your loss except for their approved contract fee.
Beware of local contractors, roofers and remediation companies that offer to represent you in appraisal and then fix the damage, that is illegal. We have seen some serious abuse in this area over the years, especially after natural disasters. In some cases these company's contracts will require you to sign over your settlement check to them. Sometimes they will spend less fixing your property and pocket the rest or have you sign a release before the claim is completed, thus leaving you with damage that wasn't accounted for. In other cases we have seen overreaching and unconscionable bills run-up by restoration companies which the insurance company then refuses to pay because the policyholder alone signed the work authorization without authorization from the insurance company. This often results in a construction lien being placed against the property. In some cases, contractors offering to estimate the damages are practicing public adjusting without a license which is also against the law UPPA and they can be reported to us. Our only advice here is to be careful when hiring contractors, we can assist you in this area. Always maintain control of your settlement check and keep the estimating and repair parties separate. Read and understand any work authorization form presented to you before signing it.
Having a professional insurance appraiser on your side is extremely valuable and key to the success of your claim. Your insurance carrier has their appraisal representative working for them. Shouldn’t you?
My friend referred me to hire a National Adjusters, and I have to say I was a bit skeptical as I have been misled by others promising results and always coming up short. National Adjuster, has proven themselves to me and five of my personal friends and family, he has gone the distance and stayed persistent in achieving some amazing results when we felt completely frustrated dealing with all the insurance company delay tactics, attempts to low ball our insurance claim and poor claims handling practices. I have invited several of National Adjusters Insurance Appraisers to my family functions as I feel everyone should have someone like them close by when disasters happen.
I have nothing but praise for National Adjusters! They came in with a crew of engineers, roofing consultants, and inspectors, did a ton of detailed paperwork and many supplemental reports, dealt with our insurance company apprasier, and within a short time National Adjusters came through with over $1 million dollars of additional insurance money in appraisal. You kept us informed along the way, and you were there for us. Thank goodness for National Adjusters, Inc.
I am an insurance agent myself and have been for over 30 years. My wife and I have owned many homes and several apartment complexes. We filed our first claim in eight years and after waiting for 3 months for an adjuster and another two months for an engineer they sent, my insurance company said my claim was under my $1,000 deductible. It was then that I got extremely upset and called National Adjusters to assist with Appraisal. Within 30 days they inspected the damage, met with the insurance company and thenI received a check from my insurance company forway more then the insurance company offered. They were extremely polite, efficient, and obtained excellent results. I would recommend National Adjusters, Inc. to anyone with an insurance claim dispute in these difficult times. I no longer work in the insurance industry because insurance companies have grown difficult to deal with and the customer service is no longer there. That is why anyone with an insurance dispute needs an Insurance Appraiser to act on their behalf and eliminate the stress!
I am a senior risk manager at a large manufacturing firm who recently used National Adjusters, Inc service to assist us with our insurance company dispute. I just had to write and let you know how satisfied I am with the results your organization was able to achieve! The business interruption calculations allowed us to get additional coverage and payment that the insurance company adjuster denied, the machinery replacement costs were finally paid per your expert evaluations a 400% increase, not to mention the fact that your team was able to successfully reduce the amount of depreciation the insurance company was attempting to apply. I honestly thought I could handle this insurance process myself; BOY was I wrong and at the same time grateful for the assistance National Adjusters was able to provide. You truly made me look like a hero to my superiors. I am so glad that I took a chance on you!